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	<title>Comments on: Refinance and Save Money</title>
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		<title>By: Jim Michalek</title>
		<link>http://ksevradio.com/programs/refinance-and-save-money#comment-230797</link>
		<dc:creator>Jim Michalek</dc:creator>
		<pubDate>Mon, 06 May 2013 20:40:34 +0000</pubDate>
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		<description>Frank, caught you show for the first time last Saturday. Your sincerity really comes through. I&#039;m (74) years old and not easily fooled.
My son and I co-own a nice little place in Jamaica Beach, Galveston. This house , though small, is on a good canal, and was gutted to the studs and re-done just before Ike. Only minor damage from Ike, all totally repaired. I would guess that it would appraise for a minimum of $180,000, probably more. We currently have a 1st ($113, 560 balance at 6%) and a 2nd ($29,858 balance at 8.62%). Both with Bank of America.
We both have excellent credit. We would like to re-fi as one note for (15) years at today&#039;s rates. Point me in the right direction.
Jim Michalek</description>
		<content:encoded><![CDATA[<p>Frank, caught you show for the first time last Saturday. Your sincerity really comes through. I&#8217;m (74) years old and not easily fooled.<br />
My son and I co-own a nice little place in Jamaica Beach, Galveston. This house , though small, is on a good canal, and was gutted to the studs and re-done just before Ike. Only minor damage from Ike, all totally repaired. I would guess that it would appraise for a minimum of $180,000, probably more. We currently have a 1st ($113, 560 balance at 6%) and a 2nd ($29,858 balance at 8.62%). Both with Bank of America.<br />
We both have excellent credit. We would like to re-fi as one note for (15) years at today&#8217;s rates. Point me in the right direction.<br />
Jim Michalek</p>
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