Finally, financial news that makes sense. Lance Roberts, the host of StreetTalk, is an investment strategist and co-portfolio manager for the StreetTalk Advisory Group. He brings an economic perspective and unique focus to the day’s news helping listeners understand how it impacts their money.
Lance’s primary focus is the fundamental analysis and management of investment vehicles. He specializes in asset allocation, equity and fixed income selection, investment objective alignment and retirement planning.
Lance is also the Chief Editor of the X-Report, a weekly subscriber based-newsletter that is distributed nation wide. The newsletter covers economic, political and market topics as they relate to the management portfolios.
Lance’s investment strategies are featured frequently on Fox 26 News and CNN.



It is correct that the FED is not printing money. However, the government is spending money it doesn’t have. This IS increasing money in the economy. It is an inefficient, unproductive way to to this. The money is not coming from the private sector. The deflationary problem will get geometrically worse when the FED can no longer buy debt because they will have no impact on keeping interest rates down.
That guy David calls into every show and blames everyone else except the lazy and willfully stupid people for making bad decisions. He is NOT a real estate agent, he spends all days calling various talk shows, he is on the dole.
clarification please-this morning during Edd Hendee’s slot (4-1-13) you stated the economy has grown 800 million the past 5 years while 40 trillion spent in stimulus same time period. Please explain the 40 trillion…Thanks
Lance,
I follow your 401K allocation recommendations and you have indicated that if I my current allocation is not at 60 percent equity, do nothing at the moment and wait for a correction. When the correction does occur, how will your allocation change ? Will you increase or decrease your equity allocation recommendation? I am at about 39 percent equity / 60 percent bonds currently.
What is your take on the cyprus situation and has that changed your opinion on the likelihood of the US Feds nationalizing private retirement accounts here in America ?
Really enjoy your show and thank you for your help.
Sincerely,
Phil Lyons
Please add me to your newsletter. Thanks!
Lance
My wife and I are 52…we have about 2 million
In assets and are looking for a money manager
Who can assist in creating some investment income
Allowing for an early retirement
Any help would be appreciated
Thanks. Tom
how can I get a meeting setup to go over my portfolio. Need an investment management group
Dear Lance,
Can you direct me to the best to place to receive the highest interest rate for $100,000? I have a CD at my local credit union close to expiration that only received 1.15 interest rate for the last 3 years. There must be a better rate somewhere else? Thanks for any info.
Cindy
Hello Lance,
I just caught the last few minutes of your Friday night show as I was driving home from work. You mentioned that it’s very hard these days to find people with three attributes: they can pass a drug test, are responsible and show up for work your show and can think outside the box when it comes to going beyond what’s expected of them at work. You just described me. I’ve worked for 28 years in corporate environments downtown, and while I make a good salary with benefits, I can and want to do so much more. If you or any of your listeners are looking for an employes who meets all of your requirements and more, please feel free to contact me. My work email is the best way to reach me, so please feel free to do so. Sincerely, Jaimie
Hate to tell you, but President Obama has only issued 144 Executive orders for the year. See below. I have been collecting these orders from current and past presidents for over 20 years.
Administration of Barack Obama (2009-Present)
Disposition of Executive orders signed by President Barack Obama:
Subject Index
2009 – E.O. 13489 – E.O. 13527 (39 Executive orders issued)
2010 – E.O. 13528 – E.O. 13562 (35 Executive orders issued)
2011 – E.O. 13563 – E.O. 13596 (34 Executive orders issued)
2012 – E.O. 13597 – E.O. 13632 (36 Executive orders issued)
144 Total Executive orders Issued
Lance – check out the opinion section of todays (12/18/12) WSJ. There is an interesting oped related to guns, gun control and mass murders. The article looks back into history and compares to today.It is extremely relevant to the current debate.
Have a Merry Christmas and a Happy New Year.
Vince
Why is it no one seems to be talking about what the fiscal cliff is? Shouldn’t the Budget Control Act of 2011 be discussed in detail as to what it is and what will happen if it goes into effect 2013?
I am the 60 year old who has been communicating with you for about a year (the one that wants money in REITs & commodities, but you say the timing is wrong).
My company (HoustonWorks) is folding and the centers being taken over by another non-profit, so I want to see about rolling over my 401K/403b to somewhere else. I only have about 100K, as I have not made any appreciable money the last 2 years. If you have any advice, please let me know. jdb
Why stop at WW2? had these uSA kept their heads in the sand and stayed out of WW1, WW2 most likely would not have happened.
You do know that Roosevelt and Churchill were pressuring Neville Chamberlain to concede to Stalin the same deal the Hitler gave, right? And, that after Hitler invaded Russia Roosevelt and Churchill did give Stalin the same Hitlerian deal, right?
You do know that Roosevelt back-stabbed Chan Kai-chek by nto telling Chen that Britain the uSA were giving Korea to Mao and the Communists, right?
Yes, the people of these uSA were brought into WW2 kicking and screaming, but FDR was manipulating and contriving with Churchill all along to make sure that these uSA entered the war.
Oh, heck. Does anyone that comments in the radio these days even read history?
An easy book to read, with impeccable sources and that deals with facts , is Freedom Betrayed, by Herbert Hoover. Hoover began collecting documents since the day after Pearl Harbor. The amassing of millions of documents is preserved at the Hoover Institution. An example, the Ambassador from Poland to these uSA GAVE Hoover all the original documents/communications, to be deposited in the Hoover Library. Why? Read the book. A hint, though: it has to do with giving Poland to the communists.
Ha. Just saw this and it got a laugh out of me. (Nice picture, by the way.)
Lance,
Great Show!
In your show this evening (Thursday) please lay out the mechanics of how Greece could make an orderly exit from the Euro, e.g. determine the new Drachma to Euro Ratio, timing for the exit, how to trade in Euros for Drachmas and so fourth.
There is so much hyperbole around this (ever more likely) exit that a little level-headed discussion would be greatly appreciated.
Thanks!
Hi Lance,
Interesting show and I listen occasionally on the way home from work. I work in the financial industry and am also skeptical about the equity markets as you are. You said some things and gave advice yesterday that I found perplexing however. I’m not sure it was well thought out. You were speaking with someone who was inquiring about investments for his wife’s Rollover IRA. You advised him to roll that IRA into his wife’s new 401(k). Why?? Without knowing anything about her new 401(k) plan why would you advise him to do such a thing?? You spoke about him getting into trouble by investing in equities but can’t they get into the same trouble in her new 401(k) which is probably more expensive than the IRA with a fraction of the number of investment options??
Also regarding 529 plans I share your problem to some degree with them but why don’t you ever mention a Coverdell Education Savings Account. It’s true that you can only contribute up to $2,000 a year but they grow like a Roth (tax free) when used for college and when contributed to annually over a 10-15 year period can grow to be quite large. It won’t pay for the full four years most likely but it will probably cover a chunk of it. That’s part of the way that we are saving for our kids’ college expenses. Also you have complete control over the investments just like any brokerage account and are not restricted in the way that 529 plans are.
Another issue. You always talk down the real estate market. True nationally the real estate market is generally in the tank but it varies greatly from market to market. Here in Texas, the real estate market is much healthier than other regions and will likely stay that way as long as oil prices remain high. Most of it is determined by supply and demand at a local level and as long as jobs are being created locally (60K the last 12 months) the real estate market shouldn’t crater. In Katy, we’ve seen pretty consistent growth in prices on an annual basis in the 2%-4% range except for 08 into 09. If you were speaking to a national audience your arguments would make more sense but locally I’m not sure your comments are accurate. Of course, no matter what happens to the national real estate market if oil prices collapse the Houston real estate market will too as we’ll start hemorraging jobs. Just some observations. Thanks.
STOP GOVERNMENT TAX & SPEND!
Let’s not get deeper into DEBT!
VOTE“AGAINST”
Willow Fork Drainage District BONDS.
PLEASE Vote “AGAINST” Propositions No. 1 and No. 2 on
Tuesday, November 8 from 7am to 7pm.
VOTING LOCATIONS:
ALL Harris County Precincts 362, 644 and 619 McMeans Junior HS (21000 Westheimer Parkway near Fry Road)
Fort Bend County Precincts 3004 & 3122 McMeans Junior HS (21000 Westheimer Parkway near Fry Road)
Fort Bend County Precinct 3130 Cinco Ranch High School (9th Grade Center – 23440 Cinco Ranch Blvd)
Fort Bend County Precincts 3132 & 3133 Roosevelt Alexander Elementary School (6161 South Fry Road on Peek Road)
Fort Bend County Precincts 3142 & 3144 Beckendorff Junior High School (8200 S Fry Road)
Fort Bend County Precinct 3014 KISD Admin Building – Educational Support Complex (6301 South Stadium Lane)
Lance,
Please don’t get on the radio again and make the statement that illegals here do not pay taxes. You cannot live in this country and not pay taxes. Those who work out of the day work centers and are given work by the very people who condemn their presence here may not pay an income tax on their earnings—-and indeed those yearly earnings may be too small to pay a tax on–but they do pay sales, peoperty taxes, (through rent) and other taxes. Meanwhile, there are many illegals who do own houses and pay property taxes and school taxes. Some even own businesses and pay taxes on them. That is the reality of the situation.
Enjoy listening and occassionally commenting on show.
Love your show and follow your tips for my 401K. Thanks, Lance!
Lance,
My husband and I listen to your program almost everyday. If we miss it, we’d go retrive from the archives. We’d like you to know that we really appreciate your intelligence and thank you for sharing the knowledge.
Where can I get the history of Social Security information you just talked about?
You could call your blog The Fast Lane
Looking For Advice On The Purchase Of LNG As A Stock .Thanks Tom@Scogginsmachine.com
Lance- Thank you for your analysis of the markets back in mid may. I moved 1/3rd of my stocks into bonds because I am restricted in how I can invest… it seemed to work my losses were minimized and I credit your show with giving me the ability to protect some of my retirement, and that will effect my quality of life after I can no longer work… I may be able to work another 10 yrs. Lord willing! I made a list of economic factors based on your discussions and It was telling- the market did contract as you predicted… what’s next?
Lance wish you were Treasury Sec. T
I am trying to het the word OUT there
that remaining TARP and Stimulus fund should be rescinded and
used
to finance the limiting of the debt ceiling until the budget gets
renewed.
no more starving old people and eating dog food..
I heard you mention TARP yesterday but I had already thought of them both better spent on that than on Democratic voting intimidation and fraudThanks
Richard
Morant Brit Ex Pat `who got here as soon as I could
WEB SITE UPDATE:
New website http://www.streettalklive.com is up and operating nicely. We have a lot of new content daily on the site. However, there are a couple of small issues left to resolve.
Podcasts – we are rebuilding the server to handle more volume of downloads. That should be done shortly and the PodCasts will be restored.
Archived Shows will shortly be posted within 30 minutes of the closing of the show (around 8:30pm). This also coincides with the server upgrade.
Coming soon: Android and iPhone apps for the show. A mobile version of the website and much more.
I read your post on the financial blog Dshort about oil prices on July 8th. You showed the lack of even a community college level of macroeconomic understanding. Blaming “Keynesianism” for when you meant Monetarism. Maybe I’m being too tough..you are on Fox..in Texas
Hmm…let’s see….read the post – you are wrong, he is right. Fox in Texas, check. CNBC, Fox Business, LA Times, Washington Post, Politico, ZeroHedge, Econointersect, Dshort, Pragmatic Capitalist and those are just the ones I know about.
Seems like more agree with him than you.
I love every host on 700, but you disgust me. Your discussion on 6/29 about entitlements was justified, but what was cruel and unjust is making synical comments about seniors, their early dinnertimes and the joke about riots ending at 5:30 is uncalled for. I’m not a senior citizen, however, but I have a precious mother that is. We are having to readjust our schedule to accomodate her timeclock temporarily as she’s living w/ us, however, we do it because we love her. She’s been a widow for 49 yrs w/out a high school education and has worked everyday since she was 13. She’s NEVER taken a hand-out, and deserves every dime of SS she gets. By the way, all the men & women that joined the war in 1941 (including my father) that you praised in the same breath are either seniors or deceased. You are an egotistical pig and I hope your ass gets kicked off the air.
LFritz. First, I apologize if I offended you it wasn’t intended but your comments are a little harsh considering the context in which they were made. They were made in good fun and to add a little bit of levity to the continual stream of bad news coming out of the administration. Again, my apologies, but relax a little bit, life is to short.
Clearly you’ve never been to a retirement community where residents enjoy their lives and make light of the issues that come from getting old. They cope through humor. Perhaps you should give it a try before you turn into a miserable, cantankerous, oh-poor-me-my-life-sucks old fart.
Then again, it could be too late for you.
Who are you to judge? Did GOD give that right? How do you know this man is not going through the same issue as you? Sounds like to me you are having a hard time adjusting your busy schedule to honor your mother by taking care of her. Remember she wiped your ass. When you do something for someone you do it because you want to with no complaint. Remember she did complain when she was wiping your ass. Maybe you should take a lesson from your mom. You never know she could found humor in what he was saying.
Got to hear part of your show May 10th. One comment about hydrogen, natural gas, and LPG fueled cars and trucks. They can serious hazards in enclosed garages, should a leak develop. Some under ground parking garages in Vancouver, BC, Canada prohibit them. –JohnH
Would it be possible to get a transcript of youe r explaination of the oil price that you gave on Sam Malones’ show 4/27/11? It was very enlightening and would be very useful is discussing with some of my friends>
If you will email me at lance@streettalkadvisors.com I can see what I can get for you.
Okay. The new website is now up and running. Podcasts and Archives are now working properly and the financial blog is up and running. Visit the website at http://www.streettalklive.com and get registered for free.
We will now start to make postings here as well.
Thank you so much for listening and I hope you will enjoy our revamped program.
Lance Roberts
StretTalk….best show on the radio!
Boy you are spot on. I like what you say about the coming financial difficulties. I have always wondered about gold, and how you could purchase anything with it. Thanks for clearing that up.
Are your previous shows recorded & available somewhere on KSEV or your own website?? Sometimes I have to miss parts of your shows and would love to have the option to listen later. I really enjoy your show! Keep up the good work!!
Sorry to be so long getting back to you…just figuring out how KSEV’s website works. Podcasts are on http://www.streettalklive.com
I listen to your show just about every day…..please keep doing what you are doing. I think our dollar will devalue and I would like to hear about investments one can make to retain the value of our initial investment?
I can’t get the web connection to work. I can’t hear your show on the radio, because the power has been turned down at sunset.
When do we get to hear Jim Rogers?